Construction
Construction is constant, but the risks surrounding it continue to evolve. Insurance coverage should evolve with them. Working with a construction-focused broker like TSIB means partnering with a team that understands the challenges construction businesses and projects face every day.
Total
Construction
Value
Total
Construction
Projects
Construction risk solutions include insurance, surety, and support services designed to protect construction projects and the businesses that deliver them.
From preconstruction through closeout, construction projects face pressure from all directions. Tight schedules, labor constraints, contract complexity, supply chain disruption, rising material costs, jobsite safety concerns, and stakeholder demands can all influence project outcomes. Insurance and surety are not simply transactional requirements. They are part of the broader strategy supporting project execution and business stability.
TSIB works with construction stakeholders across a wide range of project types and delivery methods. We help clients structure insurance programs, surety solutions, and controlled insurance approaches that align with the realities of construction. Our goal is to bring clarity, coordination, and confidence to the process so clients can stay focused on execution.
Why Construction Requires a Coordinated Approach
Construction risk does not sit in one place. It develops across contracts, schedules, labor, site conditions, delivery methods, and the business operations behind the work. A project may be affected by procurement delays, workforce challenges, subcontractor coordination, jobsite incidents, regulatory requirements, or stakeholder pressure long before the full impact is understood.
For construction businesses, the exposure is broader still. General contractors and trade contractors are not only managing individual jobs, but also capacity, cash flow, claims activity, compliance demands, and the contractual obligations that follow them from project to project.
That is why construction requires a coordinated approach. Insurance, surety, wrap services, claims support, safety consulting, and compliance oversight should work together to support both project execution and business stability.
TSIB helps clients align these solutions with the realities of construction so support keeps pace with the way the work is actually performed.
Construction Insurance Coverages & Services
At TSIB, we provide a broad range of insurance, surety, and related services designed to support owners, contractors, and construction businesses across the construction industry.
Construction Insurance Programs
Our construction insurance programs are designed to support both projects and the businesses delivering them. This may include:
- Builder’s Risk
- General Liability
- Excess Liability
- Workers’ Compensation
- Professional Liability
- Pollution Liability
- Wrap-Ups
- Other construction-specific coverages
Surety Bonding
Surety plays an important role in supporting both project success and contractor growth. TSIB helps clients develop surety strategies that strengthen prequalification, expand capacity, and build confidence in performance.
OCIP & CCIP Placements
For projects where a controlled insurance program is the right fit, TSIB provides guidance on wrap placement, including OCIP and CCIP structures. We help clients evaluate whether a wrap is appropriate and how it should be designed to align with their project goals and structure.
Wrap Administration
Effective wrap administration is essential to keeping projects moving. TSIB supports:
- Enrollment
- Certificate tracking
- Insurance verification
- Payroll reporting
- Closeout services
- Documentation
Our Wrap Administration team works to ensure each program runs efficiently, supports project stakeholders, and helps keep the project on track.
Construction Claims Management
When a claim occurs, how it is handled can influence cost, timing, and broader project disruption. TSIB’s comprehensive claims management services are designed to reduce exposure, control costs, and support efficient claim resolutions, including:
- Immediate response & investigation
- Crisis management
- Integrated resolution strategy
- Fraud prevention
- Return-to-work support
- Ongoing claim oversight
- Trend analysis
TSIB supports clients with a proactive claims approach that includes early investigation, coordinated response, and ongoing oversight throughout the life of a claim.
Who We Serve
TSIB provides insurance and surety services for a broad range of construction stakeholders, including:
- Owners
- General Contractors
- Trade Contractors
- Developers
Whether the need involves a single project, a rolling construction program, or a more complex Wrap-Up structure, TSIB works to align solutions with the realities of the work and the needs of the people delivering it.
TSIB’s Approach to Construction Insurance
Construction is not static. Project conditions change, exposures shift, and the cost of delay or disruption can extend well beyond the jobsite. TSIB brings construction-focused expertise and a coordinated service approach designed for the realities of the industry.
We support clients through insurance, surety, wrap services, claims management, safety consulting, and compliance oversight, all through a construction-specific lens. That coordination helps reduce gaps, improve alignment, and create solutions that are more responsive to construction realities.
Our team understands the pace of the industry and the importance of practical execution. We work to help clients protect their projects, support their operations, and move forward with greater confidence.