Risk associated with the Security Industry can be costly and complicated. Developing the most effective Risk Management Strategy is critical to the success and ability of your company to compete. TSIB develops and manages specialized insurance programs with the appropriate coverages for your business at the most competitive rates.
Being a TSIB client means much more than discussing renewals once a year. It starts with a thorough analysis of your business, a commitment to improvement and a preventative risk management strategy. We continue to make sure you have the support of industry leading experts who are providing year-round support, immediate claim advocacy & management, and a deep commitment to delivering results.
Industries
TSIB delivers industry leading risk management and insurance programs to our clients. This includes:
Security Operations:
- Airport Security
- Armored Courier/Transport Services
- Banks and Office Building Security
- Construction Site Security
- Convenient Store Security
- Dispensary Security
- Elderly Housing Security
- Executive Protection
- Fast Food Security
- Government Building Security
- Hospital Security
- Hotels/Motel Security
- Industrial Security
- Medical Facility Security
- Prisoner Transport
- School Security
- Security Consultants
- Special Event Security
- Residential Security
- Restaurant Security
- Retail Security
Private Investigator Operations:
- Background Checks
- Computer/Database
- Criminal
- Domestic
- Executive Protection
- Fire Origin and Cause
- Fraud
- Insurance Surveillance
- Missing Persons
- Pre-Employment Screening
- Process Service
- Security Consulting
- Shopping Service
- Sub Rosa
Alarm Industry:
- Burglar, Fire, Carbon Monoxide & Smoke Alarm Installers
- Burglar & Fire Alarm Central Monitoring
- CCTV Installation & Monitoring
- Home & Business automation
- Key Cards/Access Control
- Security Design & Consultation
Coverages
We customize your insurance policies and design a program to deliver the coverage your business requires, at rates that keep your business competitive in the marketplace. These coverages include:
Commercial General Liability
Available enhancements include:
- Errors & Omissions
- Assault & Battery
- Property Damage
- Care, Custody & Control
- Personal Injury
- False Arrest
- Medical Payments
- Incidental Medical Malpractice
- Abuse & Molestation
- Lost Key Coverage
- Firearms
- Employee Dishonesty
- Mobile Equipment
Workers’ Compensation
Available enhancements include:
- Pay as you Go Programs
- High Experience Modification
- Guaranteed Cost Programs
- Loss Sensitive/Deductible Programs
- Captive & Self-Insured Programs
- Final audit Preparation & Support
- Medical Provider Network Enrollment & Management
- Outsourced Workers’ Compensation Administration for your Security Company
- Open Claims Review & Management
- Dedicated Claims Advocate
- Management & HR training in Workers’ Compensation Best Practices
- Safety/Injury Prevention Training for Managers and Security Officers
- Experience Modification Rate management Program
- EMR Review and Projections
- EMR Presentation for RFP
Commercial Auto
Available endorsements include:
- Hired & Non-Owned Auto Coverage
- Medical Payments
- Uninsured/Underinsured Motorist
- Physical Damage
- Drive Other Car
- Liability for Valet Services
- Parking Operations
- Rental Car Coverage
- Towing Coverage
Employment Practices Liability
Available endorsements include:
- Third Party Liability
- Wage & Hour
- Hammer Clause
- Defense Allocation
- Wrongful Termination
- Harassment (including Sexual Harassment)
- Discrimination
- Employment-related Libel, Slander, Humiliation, Defamation, Invasion of Privacy
- Wrongful Failure to Employ or Promote
Commercial Umbrella/Excess Liability
Available endorsements include:
- Follow Form Coverage Available
- Excess over General Liability, Commercial Auto, Employers Liability
Third Party Employee Dishonesty/Fidelity/Commercial Crime
Available endorsements include:
- Theft of your client’s property by your employees
- Disappearance
Related Content
Preventative Risk Management Resources
Identify Preventative Risk Management resources with this simple infographic.
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